Comments on: Are Consumers Satisfied with Online Banking?

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By: chris

chris — Tue, 18 Nov 2008 17:00:43 +0000

Nick,

I can understand people being leary of any banking instition during our current financial crisis. Especially internet banks, that they can’t see or visit, except through a computer. One thing to look for is that the online bank they choose is backed by the FDIC. For online checking and online savings accounts, the coverage by the FDIC has been temporarily increased.

FDIC now insures up to $250,000 per depositor. Individual and joint accounts are insured separately, so if you have both types of accounts, your total deposits can be insured up to $500,000; thats up to $250,000 in all your individual accounts and up to an additional $250,000 in your joint accounts.

source: VentureBankDirect.com/faqs.php

By: Nick Stamoulis

Nick Stamoulis — Tue, 18 Nov 2008 14:41:09 +0000

Those make sense, I think with what is going on now with our financial institution people have a hard time relating anything good with banks but i think this will change over time.

By: Online Savings Blog

Online Savings Blog — Mon, 17 Nov 2008 14:53:31 +0000

How Do You Feel About Online Banking?

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Compete, a site that tracks traffic metrics and analyzes Internet trends, has a couple of new polls out on how consumers use online banking and what they think of it.

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By: Ling

Ling — Sat, 15 Nov 2008 05:49:36 +0000

The last statistic tells the whole story. 1% open an account online. Unless banks make it easier to open an a/c online, the other stats are not going to improve.