Comments on: Are Consumers Clamoring for Mobile Banking?

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By: Sumit Devgan

Sumit Devgan — Thu, 06 Nov 2008 18:24:14 +0000

Interesting remarks, Lets assume that you are sitting at your home/office and you have your smart phone and your laptop in front of you. Both devices are capable of high-speed data handling. If I need to check an important transaction; which one will you pick up?
I’ll grab laptop so that I can see my transaction in bigger and better view rather than cramped looking handheld (may be psychological reasons).

Having said that - still mobile banking is going to hit big!! I guess mobile banking is going to be more successful in Developing countries like India and China. Reason- they don’t have that many laptops and broadband connectivity to fly thru web. They have cellphones - everywhere, and biggest mobile consumers in world. So to request a new checkbook - I will prefer sending an SMS or browse on handset rather than going to ATMs. The shear volume of mobile consumers will beat number of net-banking users down the line.

By: k. Osle

k. Osle — Sun, 19 Oct 2008 18:34:33 +0000

I believe there’s a huge market coming for, not only banks, but any company looking for expanding their services’ availability to their members. Personally, I have been a mobile-Internet user for a few months only, and I had seen and experienced the greatness of such, and no wonder companies are eager to create more content that’s cell-phone friendly. Speed is an important issue here, and I just rely on the service for quick, easily-accessible content. Finally, I would vote thumbs up for banks to invest their moola on this.

By: Ling

Ling — Sat, 18 Oct 2008 11:46:45 +0000

There’s been lots of hype about mobile applications over the past few years, but somehow it just doesn’t take off. Besides, I’d be leery about online banking on a mobile phone. Security ain’t all that tough to crack, and its like asking for trouble. But then, I wouldn’t know, since I’ve never done it, and don’t plan to. Maybe it could be the next wave. :)